EZB ASSOCIATES -
A FEDERAL AND STATE APPROVED Debt Relief Agency
A FEDERAL AND STATE APPROVED Debt Relief Agency
"Bankruptcy is YOUR constitutional federal right as an American citizen. Bankruptcy gives an honest but financially burdened person...a "fresh start"...a new opportunity in life to start over financially, and a clear field for the future without the pressure and discouragement of pre-existing debt"
WE'RE HERE TO HELP...
You'll be IN and OUT of bankruptcy in about 90 days* With Chapter 7 Bankruptcy, you may not have to change or sacrifice a thing in your life! Just get a new start! THE FUNDAMENTAL GOAL OF THE FEDERAL BANKRUPTCY LAWS ENACTED BY CONGRESS IS TO PROVIDE DEBTORS A FINANCIAL FRESH START FROM BURDENSOME DEBT. IT IS NOT THE INTENTION OF THE LAWS TO STRIP YOU OF ALL YOUR ASSETS DURING THIS PROCESS.
FEDERAL and/or STATE EXEMPTIONS ARE APPLIED TO every bankruptcy case to PROTECT YOUR ASSETS such as your HOME, AUTO, FURNITURE, BANK ACCOUNTS, INCOME, TAX REFUNDS, PERSONAL ITEMS, RETIREMENT ACCOUNTS, etc.
You and only you know when it is time to make a change in your life and file bankruptcy. We do not encourage client to file bankruptcy just so we can gain financially. We want you to think it out and make the decision that is best for you and your family. Only you can make a decision like that. BUT, if and when you have decided that Chapter 7 Bankruptcy debt relief is likely the road you want to take, we want you to call us and we want to service you in facilitating an affordable, effective filing process.
Steps to filing Bankruptcy:
1. Contact EZB ASSOCIATES. Qualify for bankruptcy during a pre-filing phone consultation. Qualification based on current Federal guidelines.
2. Receive our introduction e-mail with guidelines and instructions. Prepare a client packet. E-MAIL YOUR COMPLETED PACKET TO [email protected] to get started. (NO APPOINTMENT REQUIRED) or you can MAIL your client packet to Las Vegas or Phoenix address . Fee payments are accepted by VENMO only or money order mailed with packet.
F YOU ARE OUT-OF-STATE YOU WILL NEED TO PREPARE AND MAIL-IN YOUR CLIENT PACKET.
3. Provide the necessary information/documents to us (I.E. TAX RETURNS, PAY-STUBS, CREDIT REPORTS, SS CARD, DL LICENSE, EZB QUESTIONNAIRE, ETC.).
4. Take the on-line Credit Counseling Class (*we provide State approved counseling institutions). www.moneysharp.org
5. Allow 72 business hours (after your signed legal documents are received) to process your case and prepare your initial legal documents (legal documents are disbursed by e-mail but must be returned with the original ink signature.
5. Sign your legal documents and return them to EZB ASSOCIATES. Or, you can sign your legal documents and deliver them to the designated bankruptcy clerk office in your State (your is reduced by $25 for self-filing).
6. Receive a Federal Bankruptcy case number typically within 72 business hours thereafter.
WHAT IS CHAPTER 7 BANKRUPTCY?
You are the debtor.
The people you owe are creditors.
The Trustee is a court appointed professional that oversees your case and our handling of your case.
The court/judge is the Federal Entity that monitors, rules and approves/denies bankruptcy cases.
The petition is the request (via paperwork process) to the court to relieve you of debt.
The discharge is the full, complete and legal elimination of your personal, consumer, and business debts.
Chapter 7 is one of several court-supervised bankruptcy procedures overseen by a Trustee with decision-making power over your federal bankruptcy case. The US Bankruptcy Judge may decide on any matter connected with your case and its final ruling for discharge. A Chapter 7 debtors involvement with the Judge is VERY limited if existence at all. Typically Chapter 7 debtors WILL NOT appear in court OR will not see the judge unless matters of objection, fraud, or concern arise. Most CHAPTER 7 DEBTORS will communicate with their TRUSTEE only.
When a debtor (YOU) petitions the court to release him/her from their consumer AND personal debt obligations, a U.S. Trustee takes over the assets of the debtor(s), reduces them to cash and makes distribution to his/her creditors...subject to the debtors right to (1) retain certain exempt assets; (2) the rights of secured creditors to recover certain secured assets; (3) or other court approved reaffirmations to retain certain assets.
In most Chapter 7 cases there is no acquisition or liquidation process by the trustee because the debtor (s): (1) has no assets; (2) assets are exempted/protected; (3) or approved reaffirmations are made for you to keep your secured assets.
In the end...pending all filing requirements are met as the court requires... the debtor normally receives a discharge in just a few months after the petition is filed which means he/ she is released from ALL his/her personal and consumer liability for dischargeable debts. Meaning...YOU ARE NO LONGER REQUIRED TO PAY ANY DEBTS - THEY ARE DISCHARGED PERMANENTLY. NO FORM OF COLLECTION ACTIVITY, COMMUNICATION, TELEPHONE CALLS, LETTERS from creditors continues toward DISCHARGED DEBTORS.
You'll be IN and OUT of bankruptcy in about 90 days* With Chapter 7 Bankruptcy, you may not have to change or sacrifice a thing in your life! Just get a new start! THE FUNDAMENTAL GOAL OF THE FEDERAL BANKRUPTCY LAWS ENACTED BY CONGRESS IS TO PROVIDE DEBTORS A FINANCIAL FRESH START FROM BURDENSOME DEBT. IT IS NOT THE INTENTION OF THE LAWS TO STRIP YOU OF ALL YOUR ASSETS DURING THIS PROCESS.
FEDERAL and/or STATE EXEMPTIONS ARE APPLIED TO every bankruptcy case to PROTECT YOUR ASSETS such as your HOME, AUTO, FURNITURE, BANK ACCOUNTS, INCOME, TAX REFUNDS, PERSONAL ITEMS, RETIREMENT ACCOUNTS, etc.
You and only you know when it is time to make a change in your life and file bankruptcy. We do not encourage client to file bankruptcy just so we can gain financially. We want you to think it out and make the decision that is best for you and your family. Only you can make a decision like that. BUT, if and when you have decided that Chapter 7 Bankruptcy debt relief is likely the road you want to take, we want you to call us and we want to service you in facilitating an affordable, effective filing process.
Steps to filing Bankruptcy:
1. Contact EZB ASSOCIATES. Qualify for bankruptcy during a pre-filing phone consultation. Qualification based on current Federal guidelines.
2. Receive our introduction e-mail with guidelines and instructions. Prepare a client packet. E-MAIL YOUR COMPLETED PACKET TO [email protected] to get started. (NO APPOINTMENT REQUIRED) or you can MAIL your client packet to Las Vegas or Phoenix address . Fee payments are accepted by VENMO only or money order mailed with packet.
F YOU ARE OUT-OF-STATE YOU WILL NEED TO PREPARE AND MAIL-IN YOUR CLIENT PACKET.
3. Provide the necessary information/documents to us (I.E. TAX RETURNS, PAY-STUBS, CREDIT REPORTS, SS CARD, DL LICENSE, EZB QUESTIONNAIRE, ETC.).
4. Take the on-line Credit Counseling Class (*we provide State approved counseling institutions). www.moneysharp.org
5. Allow 72 business hours (after your signed legal documents are received) to process your case and prepare your initial legal documents (legal documents are disbursed by e-mail but must be returned with the original ink signature.
5. Sign your legal documents and return them to EZB ASSOCIATES. Or, you can sign your legal documents and deliver them to the designated bankruptcy clerk office in your State (your is reduced by $25 for self-filing).
6. Receive a Federal Bankruptcy case number typically within 72 business hours thereafter.
WHAT IS CHAPTER 7 BANKRUPTCY?
You are the debtor.
The people you owe are creditors.
The Trustee is a court appointed professional that oversees your case and our handling of your case.
The court/judge is the Federal Entity that monitors, rules and approves/denies bankruptcy cases.
The petition is the request (via paperwork process) to the court to relieve you of debt.
The discharge is the full, complete and legal elimination of your personal, consumer, and business debts.
Chapter 7 is one of several court-supervised bankruptcy procedures overseen by a Trustee with decision-making power over your federal bankruptcy case. The US Bankruptcy Judge may decide on any matter connected with your case and its final ruling for discharge. A Chapter 7 debtors involvement with the Judge is VERY limited if existence at all. Typically Chapter 7 debtors WILL NOT appear in court OR will not see the judge unless matters of objection, fraud, or concern arise. Most CHAPTER 7 DEBTORS will communicate with their TRUSTEE only.
When a debtor (YOU) petitions the court to release him/her from their consumer AND personal debt obligations, a U.S. Trustee takes over the assets of the debtor(s), reduces them to cash and makes distribution to his/her creditors...subject to the debtors right to (1) retain certain exempt assets; (2) the rights of secured creditors to recover certain secured assets; (3) or other court approved reaffirmations to retain certain assets.
In most Chapter 7 cases there is no acquisition or liquidation process by the trustee because the debtor (s): (1) has no assets; (2) assets are exempted/protected; (3) or approved reaffirmations are made for you to keep your secured assets.
In the end...pending all filing requirements are met as the court requires... the debtor normally receives a discharge in just a few months after the petition is filed which means he/ she is released from ALL his/her personal and consumer liability for dischargeable debts. Meaning...YOU ARE NO LONGER REQUIRED TO PAY ANY DEBTS - THEY ARE DISCHARGED PERMANENTLY. NO FORM OF COLLECTION ACTIVITY, COMMUNICATION, TELEPHONE CALLS, LETTERS from creditors continues toward DISCHARGED DEBTORS.
